My Digit app has been so helpful in this regard.

The money saved through the app feels like something I'm not allowed to use, and I've avoided using any of that money except for in the most dire of situations.

It's really saved me this year.

Get the Medium app

A button that says 'Download on the App Store', and if clicked it will lead you to the iOS App store
A button that says 'Get it on, Google Play', and if clicked it will lead you to the Google Play store